Loan Officer Job at Home Buyers Realty, Modesto, CA

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  • Home Buyers Realty
  • Modesto, CA

Job Description

Summary

Licensed Loan Officers: Elevate Your Career with Envoy + HBR Team!

NMLS and SAFE UST Licenses Required to Apply.

Envoy + HBR Team, in collaboration with PLACE, is on the lookout for licensed Loan Officers ready to excel. Seize this opportunity to tap into premium leads and leverage the knowledge of top-tier real estate experts to advance your career.

What We Offer:

  • Instant Leads : Effortlessly expand your clientele.
  • Collaborate with Elite Agents : Boost your closing rates.
  • Robust Marketing & Administrative Support : Focus on finalizing deals.

If you possess NMLS and SAFE UST licenses, we invite you to apply today! While proficiency in Spanish is advantageous, it is not a requirement.

Responsibilities

Key Responsibilities:

● Promote Envoy’s Products: Represent our product offerings to real estate agents,

homebuyers, and other referral sources to generate new loan applications.

● Lead Generation: Actively engage with realtors, CPAs, financial planners, and past

clients to procure loan applications that result in funded loans.

● Client Education: Educate borrowers on current loan offerings and programs, ensuring

they are well-informed and comfortable with their choices.

● Compliance Management: Ensure all marketing activities and loan processes are

compliant with industry regulations and Envoy’s standards.

● Document and Process Management: Create and maintain accurate loan files,

including entering data from new loan applications into the origination system and

reviewing loans in process daily to determine priorities.

● Audit and Approval: Perform document audits, resolve exceptions, and approve (or

reject) loan packages for funding. Manage Change of Circumstances (CoC) and ensure

re-disclosure compliance.

● Client Communication: Provide consistent follow-up with internal staff, borrowers, and

agents to ensure all loan processing activities are on track.

● Status Updates: Keep all parties informed on the status of loans, maintain up-to-date

records, and ensure that all loans meet FHA, VA, and conventional guidelines.

● Information Gathering: Request and gather relevant information from borrowers to

complete loan applications, working closely with processing and underwriting teams.

● Transaction Monitoring: Monitor the loan process, communicate effectively with

borrowers and other transaction parties, and present complete and accurate files to the

Processor.

● Continuing Education: Maintain active NMLS license, stay current with required

continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy

guidelines, and HUD guidelines.

● Ethical Conduct: Conduct all business activities ethically, adhering to Envoy’s core

values and acting in the best interest of the company and clients.

Qualifications

Qualifications We’re Looking For:

● Education: High school diploma or equivalent required; a Bachelor’s degree is

preferred.

● Experience: Minimum of 3+ years as a Loan Originator, Loan Officer Assistant (LOA), or

Processor; 5+ years is highly preferred.

● Technical Proficiency: Strong knowledge of Microsoft Excel, Word, and Outlook.

Experience with loan origination systems, particularly Encompass, and familiarity with

Desktop Underwriter (DU), Desktop Originator (DO), and Loan Prospector (LP).

● Industry Expertise: Deep understanding of FHA, VA, Conventional, and USDA loan

products, as well as mortgage processes, procedures, and documentation.

● Skills: Exceptional follow-up, time management, interpersonal, and communication

skills. Must be detail-oriented, self-motivated, and social media savvy with a forward-

thinking approach.

● Licensing: Must have NMLS and SAFE, UST, or be able to obtain applicable State

NMLS license within 30-90 days of employment.

About-our-team

Ron and Eva Cedillo and the HBR Team are Powered by PLACE.

We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.

We believe in long term relationships and taking care of our clients.

We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.

Gary LeVox of Rascall Flatts sings our jingle on KAT Country

Kevin Harrington of Shark Tank endorses our marketing

Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years

We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals.

Job Tags

Temporary work,

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